Will Medicaid Take My Home in Florida?

One of the biggest worries families have when applying for Medicaid is: Will we lose the house?

In Florida, your primary residence is usually not counted as an asset when applying for Medicaid, as long as certain conditions are met. But that doesn’t mean your home is completely protected.

Here’s what you need to know:

While you’re living in your home or if a spouse or dependent lives there, Medicaid won’t force a sale.

After death, however, the state may try to recover costs by placing a claim against the home. This is called Medicaid Estate Recovery, and it can catch families off guard.

Good news: With the right legal tools like a Lady Bird Deed, an irrevocable trust, or proper estate planning, we can help you protect your home from Medicaid recovery.

Every family’s situation is different. The key is to plan early and understand the rules before you’re in crisis mode.

Want to keep your home in the family? Let’s talk about your options: Schedule your strategy session here.